I like to take time to plan my budget. One thing I discovered some time ago was that I needed to find balanced between making a too tight budget and too loose budget. Too tight budget might prevent me from buying things that can make me happy. On the other hand, too loose budget can mean that I am going to spend more money than I should. It takes practice to find the balance between two types of budgets, but once you already find it, you can be happy that you achieved something in life.