I sometimes wonder if it is even possible to save money in a down economy. Do you for example have any savings? When it comes to me, I do not know when was the last time I had some money on my savings account to spend on whatever I wanted to spend. One of my New Year’s resolutions is to have more savings. I know that the resolution might be a little ambitious, but I am not ready to give up just yet. This time I am going to try really hard to make sure that I accomplish my goals. I will try to go through the list of my expenses and see what I can reduce. I will try to let you know about everything I managed to accomplish.
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